Conspiracy Theory (May Contain a Dose of Common Plonker)

Allow me to start this with banking woes (you'll see it's convoluted, but it weirdly makes sense). 

Once more, I'm dealing with banking plonkers who are abusing the Law because they think no one is going to pay attention or check what they say.

I do understand that the UE is trying to take collective measures in order to prevent funds to be sent to terrorists and to avoid the average money laundering, but... there is a sub-part to that law that says that they're allowed to work case by case and decide who is potentially a threat.

Just today, I've seen a banker refuse a retiree to open a new account (well, it took them a frigging month to react and notice that there was a "problem") for a stupid (oh... and incidentally just plain illegal) reason.
In my book, it's just that the bank manager doesn't have the guts to allow the opening of the account because that biped had decided to follow the main rule (which is incidentally wrong on that head here, according to two official sources - but never mind that detail).

It's utterly stupid. With exactly the same "legal" situation, the same kind of account was opened in another bank a few months ago.

That retiree isn't planning to start a live remake of Saving Grace or to do anything illegal; it's just about not having all the eggs in the same basket...

Well, that bank has lost one client - and me. And once I've moved, I'm going to send an icy letter to the highest plonker I can find in that bank to tell it that its subordinates are robots who can't think by themselves (all the more since there is a bloody loophole!!!).

I'm about to make a sexist remark, but the banker who accepted to use the loophole was a man; the one who didn't is a woman (and Merlin! Was she limited and patronizing! Coming from someone sending a retiree packing, that was a bit rich!). 

Just because that girl has made me waste time, as I worked to prove that I was right, and she was wrong... and because moving my account is going to make me waste more time, this is war.

Our contact in the stupid branch pointed out that the manager wasn't there to give the green light.

*fake gasp* 

Do you mean that the rest of that branch is on hold when the boss isn't there? Crikey! The manager must be quite something!

Apparently, they've never heard of delegating duties (or using their brains, mind you). Idiotic sheeple.

It's strangely things like that that make me want to believe in most conspiracy theories. Yes, I did write 'want to'. Because I'd rather have the people at the helm be cold-hearted manipulators, who plan wars years ahead, make deals with the enemy in secret and take us all for slaves that they can use as they please because... Well, the alternative is that they're as limited, stupid, idiotic as the gal at the bank, and they muddle along as clumsily as they could.

It may be silly, but I prefer dealing with heartless people with excellent brains than with the average plonker elected by chance and vaguely coping with everything.

Then again, if most sheeple are representative of the selection of bipeds on earth, perhaps there are only lucky plonkers. Perhaps there are no conspiracy theories, just dire situations created by the empty skulls of inadequate idiots who associate with other idiots who are incapable of doing anything correctly...

Dear Universe, I really do hope we're being manipulated. If so, that's awful, but the alternative is just too scary!